How investment guide helps NRI to invest in India?

A growing India offers opportunity across sectors — notably infrastructure, pharma, automobiles, education and many more — in an investor-friendly environment. An investment guide answers all your questions about investing in India. The guide provides information about registering a company, entry strategy, state policies and doing business in India.

Top 6 safe investments in India

1. Bank Fixed Deposits: Bank failures are rare in India, so bank fixed deposits are a very safe way to invest your money. You know the rates up front, so there is no uncertainty there. Taxes can eat into your returns though, especially if you are in the high tax bracket, but even then a fixed deposit (FD) that compounds quarterly and is done for a long maturity will yield well.
2. Tax Saver Bank Fixed Deposits: Like the bank fixed deposit, this is also a very safe and certain investment. The drawback is that money is locked in for at least 5 years, and the positive is that you get some tax benefit to juice up your return.
3. Public Provident Fund: This is also a very safe investment, and the returns are spectacular, especially for someone in the 30 per cent tax bracket. If you don’t mind the 15 year wait period, no other fixed income investment can match the public provident fund (PPF) return for the safety it offers.
4. National Savings Certificates (NSC) IX Issue: This is another safe investment with decent returns.
5. Senior Citizens Savings Scheme (SCSS): A lot of people realise that over the years, the SCSS is quite useful along with the monthly income scheme of the post office for their parents, and relatives and this is a good business opportunities as well.
6. Tax Free Bonds: These bonds aren’t as safe as a bank deposit or a post office deposit but they can still be categorised as fairly secure instruments. If you buy these bonds from the stock market right now, they are trading at higher than their face value, so your effective yield will be less but then there is always a chance to make capital gains if interest rates come down.

Investment Tool Guide

• Welcome to Invest India: Invest India is the country’s official agency dedicated to investment promotion and facilitation. Its mandate is to become the first reference point for the global investment community. It provides granulated, sector-specific and state-specific information to a foreign investor, assists in expediting regulatory approvals, and offers hand-holding services. Its mandate also includes assisting Indian investors in makings informed choices about business opportunities overseas.
• Investment Toolkit: In order to ease the process of investing into India, Overseas Indian Facilitation Centre (OIFC) has developed an online toolkit–Investment Guide to India. The toolkit serves as a simple, practical and stage-wise investment guide for the non-resident Indians wanting to invest in India.

Investment Guide to India provides an end-to-end investment solution, customised to the needs of the potential diaspora investors.